Instant Capital Advance

FACTS	WHAT DOES INSTANT CAPITAL ADVANCE DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Instant Capital Advance chooses to share; and whether you can limit this sharing.

WHAT DOES INSTANT CAPITAL ADVANCE DO WITH YOUR PERSONAL INFORMATION?	Does Instant Capital Advance share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes - information about your transactions and experiences	No	We do not share
For our affiliates’ everyday business purposes - information about your creditworthiness	No	We do not share
For our affiliates to market to you	No	We do not share
For non-affiliates to market to you	Yes	Yes

To limit our sharing

Call 800-851-2550;
Log in to your account at www.portal.instantcapitaladvances.com and click on the “change account preferences” link; or Contact us via email: contact@instantcapitaladvances.com Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 800-851-2550 or go to www.portal.instantcapitaladvances.com

What we do

How does Instant Capital Advance protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
How does Instant Capital Advance collect my personal information?	To protect your personal information, for example, when you: Apply for a loan Give us your income information Provide employment information Provide account information Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you

Other Important Information
As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you. Updating your information: If you need to update the personal information you have given us, log in to your account at www.portal.instantcapitaladvances.com and click on the “Update my information” link or call 800-851-2550 to speakto an account representative. “Do not track”: When someone visits the Instant Capital Advance website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. Instant Capital Advance advertises its products and services on websites that you may visit, and Instant Capital Advance uses service providers to place such advertisements. Those service providers (such as Google, Mircrosoft or yahoo) may use cookies placed on your computer to show you advertisements for Instant Capital Advance services on other websites. You can opt-out from service providers’ and/or markters’ use of cookies in this manner by visiting each service providers’s advertising opt-out page or by utilizing “do not track” functionality in your web browswer. If you choose to not have your browser accept cookies from the Instant Capital Advance website, you will not be able to subscribe to the service offerings on the Instant Capital Advance website. Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the Instant Capital Advance website.

Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, log in to your account at www.portal.instantcapitaladvances.com and click on the “Update my information” link or call 800-851-2550 to speakto an account representative.

“Do not track”: When someone visits the Instant Capital Advance website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. Instant Capital Advance advertises its products and services on websites that you may visit, and Instant Capital Advance uses service providers to place such advertisements. Those service providers (such as Google, Mircrosoft or yahoo) may use cookies placed on your computer to show you advertisements for Instant Capital Advance services on other websites. You can opt-out from service providers’ and/or markters’ use of cookies in this manner by visiting each service providers’s advertising opt-out page or by utilizing “do not track” functionality in your web browswer. If you choose to not have your browser accept cookies from the Instant Capital Advance website, you will not be able to subscribe to the service offerings on the Instant Capital Advance website.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the Instant Capital Advance website.

PRIVACY POLICY